Obamacare and Health Insurance: What is the Best Option for You?

Are you interested in purchasing health insurance? Are you unsure if the Affordable Care Act will cover your needs? Are you interested in learning about your insurance coverage options if you are purchasing an individual health coverage plan? UniVista Insurance Orlando provides a wide range of insurance products, including individual health care insurance coverage. Read on for more information and to learn about your options to choose the healthcare plan that fits your needs! 


More About Obamacare

Obamacare, which is the colloquial term for the Affordable Care Act (ACA), is a federal statute in the US. It was formerly known as the Patient Protection and Affordable Care Act and was signed into law by former President Barack Obama, in 2010. Also enacted in 2010 was the amendment Health Care and Education Reconciliation Act of 2010, and together these laws signified the greatest regulatory expansion of coverage since Medicare and Medicaid were enacted in 1965.  


Obamacare’s major allocations were put into action in 2014 and by 2016, the number of uninsured people in the US was approximately reduced by 50%. An estimated 20 – 24 million people received coverage through the program. Additionally, the Affordable Care Act brought about a range of reforms that worked to improve the costs of healthcare and improve healthcare quality. Among the many benefits of these laws were the decreases seen in healthcare spending and reduced costs for employer-provided insurance coverage plans.


How the Affordable Care Act Works Today

Over the years, Obamacare has evolved while providing millions of people with affordable healthcare insurance. Currently, it stands as the most affordable health insurance in the market, via the Healthcare.gov Marketplace. To receive health insurance coverage through the Affordable Care Act, or Obamacare, you must meet certain qualifications – most specifically based on income. If you qualify, the government provides financial assistance through a subsidy to help pay for your monthly premiums as well as your additional out-of-pocket costs. Furthermore, the law ensures that people with pre-existing medical conditions cannot be denied coverage.


Additional Insurance Options

If you are interested in additional options for health insurance, with low premiums and rates with top-notch coverage in Florida, UniVista Insurance Orlando is an excellent company to work with for all of your insurance needs. Our agents are experienced and knowledgeable, so whether you need assistance in finding the right plan, or you would like to learn more about what types of plans can meet your needs, our agents can help you through the process. We understand how important it is to have health insurance coverage, and along these same lines, we know how important it is to have affordable rates that save you money.  


UniVista Insurance Orlando Can Help 

UniVista Insurance Orlando health insurance agents are prepared to help you get the health coverage you need and they can provide all the information necessary to help you find the right insurance plan. We have helped thousands of clients find health insurance that provides great coverage while aligning with their budgets. From offering help in understanding your policy to what deductibles and copayments you will be responsible for, we are here for you!


To learn more, contact our offices today!