Essential Preparations for Hurricane Season

Preparing for hurricane season is crucial to ensure the safety of your family and the protection of your property. By following these recommendations and making sure you have the right insurance, you will be better prepared to face any eventualities that may arise. Univista Insurance is here to help you understand and obtain the coverage you need for peace of mind during this season.

The hurricane season, which runs from June 1st to November 30th, can bring devastating winds, torrential rains, and floods that threaten both people and their properties. To effectively face these threats, it is essential to prepare adequately. Here is a guide with the essential preparations for hurricane season.

1. Create a Family Emergency Plan

A well-designed emergency plan can make a difference in a critical situation. Make sure to include:

  • Evacuation routes: Identify the safest and quickest routes to evacuate your home.
  • Meeting points: Establish a safe place where all family members can meet if they get separated.
  • Emergency contacts: Keep an updated list of emergency phone numbers and contacts outside the impact area.

2. Prepare an Emergency Kit

An emergency kit should contain essential supplies to survive for at least 72 hours. Include:

  • Water: At least one gallon per person per day.
  • Non-perishable food: Enough for each family member.
  • Medications: Adequate supply of prescribed and basic medications such as pain relievers and antiseptics.
  • Hygiene items: Towels, soap, hand sanitizer.
  • Important documents: Copies of essential documents like insurance, IDs, and medical records.

3. Protect Your Property

  • Reinforce doors and windows: Install shutters or plywood panels to protect windows and doors.
  • Clear drains and gutters: Ensure there are no obstructions to avoid flooding.
  • Inspect the roof and exterior walls: Repair any damage that could compromise the structure during a storm.
  • Remove loose objects from the yard: Store patio furniture, tools, and any objects that could become projectiles in strong winds.

4. Know Your Insurance Coverages

Review your insurance policies to ensure you have the right coverage:

  • Property insurance: Verify that your policy covers wind and water damage.
  • Flood insurance: Consider obtaining specific flood insurance, as many standard policies do not include it.
  • Auto insurance: Make sure your vehicle is also covered in case of storm damage.

5. Stay Informed

  • Weather alerts: Subscribe to local weather alerts and apps that keep you informed about the storm’s path and severity.
  • Media: Follow updates through radio, television, and reliable social media sources.

Univista Insurance: Your Protection Partner

At Univista Insurance, we understand the importance of being prepared and having the peace of mind that comes with the right coverage. Our team is here to help you review and update your insurance policies, ensuring you are protected during this hurricane season. Don’t leave your family and property’s safety to chance; contact us today for a personalized consultation.

Hurricane season requires diligent and proactive preparation. By following these steps, you can minimize risks and be better prepared to face any eventuality. Univista Insurance is committed to providing you with the support and advice you need to protect what you value most. Prepare today and ensure a safe tomorrow!